Last updated: June 2026
We offer a 30-day money-back guarantee on this book. If you're not satisfied for any reason, you're entitled to a full refund within 30 days of your purchase — no hard feelings.
Email hello@lifeinthephilippines.com within 30 days of your purchase, including the email address or receipt details you used at checkout. We'll process your refund to your original payment method.
Purchases are processed by our payment provider, Gumroad. Refunds are issued through Gumroad to the original payment method and typically appear within a few business days, depending on your bank or card issuer. Because this is a digital product, no physical return is necessary; access to the download may be withdrawn once a refund is issued.
This policy explains what personal data we handle when you visit this site or buy the book, why, and your rights. We are the data controller. You can reach us at hello@lifeinthephilippines.com.
To deliver the product you bought and provide support (performance of a contract), and to keep the site secure and working (legitimate interests). Where required, processing is based on your consent, which you may withdraw at any time.
Only the service providers needed to run this: our payment processor (Gumroad), our host (Cloudflare), and our font provider (Google). Some of these providers may process data outside the European Economic Area under appropriate safeguards. We do not sell personal data.
Under the GDPR and similar laws, you may request access to, correction of, or deletion of your personal data, and may object to or request restriction of certain processing, or request portability. To exercise any of these, email hello@lifeinthephilippines.com. You also have the right to lodge a complaint with your local data protection authority.
We keep purchase and contact records only as long as necessary to provide support, meet legal and accounting obligations, and resolve disputes.
By purchasing or using this book, you agree to these terms.
A digital book (PDF) for general informational and educational purposes, delivered as an instant download after purchase.
This book shares general information and personal-style reflections about living and retiring abroad, including cost of living, visas, and healthcare. It is not legal, medical, tax, financial, or immigration advice, and no specific result or outcome is promised. Rules, prices, and individual circumstances change and vary. Before making any decision, confirm the details that matter with the relevant official authorities and a qualified professional.
You receive a personal, non-transferable licence to read the book for your own use. You may not resell, redistribute, share, or reproduce it, in whole or in part. Copyright is retained by us.
Covered by our 30-day money-back guarantee above.
The book is provided "as is." To the fullest extent permitted by law, we are not liable for any decisions you make based on its contents, nor for any indirect or consequential losses. Nothing in these terms limits any rights you have under mandatory consumer-protection law in your country of residence.
Payments are processed by Gumroad, whose terms also apply to your transaction. These terms are governed by the laws of the Netherlands, without prejudice to the mandatory consumer protections of your country of residence.
Questions about these terms: hello@lifeinthephilippines.com.